NCR Corporation

About NCR VOYIX

NCR VOYIX Corporation (NYSE: VYX) is a leading global provider of digital commerce solutions for the retail, restaurant and banking industries. NCR VOYIX is headquartered in Atlanta, Georgia, with approximately 16,000 employees in 35 countries across the globe. For nearly 140 years, we have been the global leader in consumer transaction technologies, turning everyday consumer interactions into meaningful moments. Today, NCR VOYIX transforms the stores, restaurants and digital banking experiences with cloud-based, platform-led SaaS and services capabilities.

Not only are we the leader in the market segments we serve and the technology we deliver, but we create exceptional consumer experiences in partnership with the world’s leading retailers, restaurants and financial institutions. We leverage our expertise, R&D capabilities and unique platform to help navigate, simplify and run our customers’ technology systems.

Our customers are at the center of everything we do. Our mission is to enable stores, restaurants and financial institutions to exceed their goals – from customer satisfaction to revenue growth, to operational excellence, to reduced costs and profit growth. Our solutions empower our customers to succeed in today’s competitive landscape.

Our unique perspective brings innovative, industry-leading tech to all the moving parts of business across industries. NCR VOYIX has earned the trust of businesses large and small — from the best-known brands around the world to your local favorite around the corner.

Title: Senior Credit Analyst

Location: Irving, TX

The Senior Credit Analyst plays a crucial role in evaluating new credit applications, new order releases, establishing appropriate customer credit limits, and managing ongoing credit risk for NCRV’s Global Credit Risk Group. The position reports directly to the Executive Director of Global Credit Services and holds a position of higher credit authority, esteem, and team leadership within the group. In this position, you will be challenged by a fast-paced environment with the goal of reducing losses by using your credit risk and analytical experience. Additionally, you are often in charge of direct communications with customers at the C-Suite level, so your communication and interpersonal skills are crucial to success.

This position will involve providing upper management with reporting, financial statement analysis, reading and analyzing D&B and personal credit reports, investigation of underlying collections issues, and sometimes assisting in resolutions of cash flow problems through a repayment plan. Your job as a Senior Credit Analyst will require a high degree of problem-solving skills, even in dealing with customer bankruptcies.

Key Areas of Responsibility:

• Credit Assessment: Evaluate the creditworthiness of individuals and businesses by analyzing corporate financial statements, credit reports, and market conditions throughout the world.
  • Provide independent review and decision within allotted credit authority limits.
  • Perform KYC and AML due diligence in accordance with governmental regulations.
• Risk Management: Monitor and manage ongoing credit risk, ensuring compliance with credit policy and regulations. Perform due diligence and periodic reviews on existing clients (Large Corporates).
• Financial Analysis: Conduct in-depth financial analysis of public and private financial data, market trends, and microeconomic conditions.
• New Account Underwriting: Underwrite new and ongoing credit limit requests, including repayment plans, and provide decisions and/or recommendations based on those risk assessments.
• Stakeholder Collaboration: Work closely with internal and external stakeholders, including Sales Leaders and clients, to communicate credit policies and risk assessments.
• Providing risk control assessments through individual testing/sampling of work performed by peers and Junior Analysts to ensure compliance to Credit Policy.
• Contribute to improving processes throughout the Global Credit Services team.
• Assist with training and ongoing support of Junior Analysts on the team – mentor to those with less experience to build up the team’s performance.
• Actively participate and present accounts in portfolio review and risk mitigation meetings.
• Assist other team members and perform other tasks within the department as required by management.
• Review customer contracts to ascertain the rights of NCRV in mitigating risk.

Basic Qualifications:

• Education: Bachelor degree in Finance, Accounting, or a related field. A master's degree or relevant certifications (e.g., CFA, CPA) is a plus.
• Experience: Minimum of 5+ years of experience in a formal credit analysis role.
• Skills: Strong understanding of financial statements, credit risk analysis, and financial modeling.
• Analytical Skills: Excellent analytical and problem-solving skills, with attention to detail and high accuracy.
• Communication: Strong communication and interpersonal skills, with the ability to work independently and as part of a team. Strong verbal, written, and oral communication skills.
• Leadership: Exceptional ability to “build up” team members and Junior Analysts, experience in cross-functional and cross-border collaboration.
• Ability to meet deadlines and work in a fast-paced environment.
• Proficient in MS Word and MS Excel
• Ability to be self-motivated and quickly learn new procedures.

Offers of employment are conditional upon passage of screening criteria applicable to the job

EEO Statement

Integrated into our shared values is NCR Voyix’s commitment to diversity and equal employment opportunity. All qualified applicants will receive consideration for employment without regard to sex, age, race, color, creed, religion, national origin, disability, sexual orientation, gender identity, veteran status, military service, genetic information, or any other characteristic or conduct protected by law. NCR Voyix is committed to being a globally inclusive company where all people are treated fairly, recognized for their individuality, promoted based on performance and encouraged to strive to reach their full potential. We believe in understanding and respecting differences among all people. Every individual at NCR Voyix has an ongoing responsibility to respect and support a globally diverse environment.

Statement to Third Party Agencies

To ALL recruitment agencies: NCR Voyix only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, NCR Voyix employees, or any NCR Voyix facility. NCR Voyix is not responsible for any fees or charges associated with unsolicited resumes

“When applying for a job, please make sure to only open emails that you will receive during your application process that come from a @ncrvoyix.com email domain.”