Santander Bank

Associate, Corporate Credit Risk Management, Asia Pacific

Country: Hong Kong

To perform credit risk analysis and monitoring on Asian corporates and multinationals. This includes credit rating analysis, deal analysis, risk approval processing and portfolio monitoring.

Key Responsibilities

• Financial data processing and analysis. Spreading clients’ financial information, processing and organization of different sets of internal data related to the credit portfolio.
• Rating Analysis To analyse client’s business and financial profile, prepare its corresponding rating, and manage the ratings validation process.
• Risk Approval To analyse proposals (new, renewal, modification and waiver) prepared by Front Office and prepare recommendations accordingly. To lead risk approval processes locally and globally.
• Portfolio Monitoring Post approval monitoring of the borrowers’ limit utilization and potential credit issue. To recommend and implement appropriate actions accordingly.

Requirements

• Bachelor’s degree in Accounting, Finance or relevant disciplines from a recognized university; Candidate with CPA or CFA qualifications valued.
• Minimum 5 years of experience in credit analysis and credit proposal preparation. Candidate with prior experience in corporate segment is a plus.
• Strong financial analytical skill.
• Good presentation skills and communication skills.
• Ability to work independently, with flexibility and teamwork mentality.
• Proficiency in written and spoken English; Mandarin Chinese proficiency would be highly valued.