MPOWER Financing

THE COMPANY

MPOWER’s borderless loans and scholarships enable students from around the world to realize their full academic and career potential by attending top universities in the U.S and Canada. 

As a mission-oriented fintech/edtech company, we move extremely quickly and leverage the latest technologies, global best practices, and heavy analytics to tackle one of the biggest challenges in financial inclusion. We’re backed by over $150 million in equity capital from top global investors, which enables fast growth and provides our company with financial stability and a clear path to an IPO over the coming years.

Our global team is composed of former management consultants, financial service and technology professionals, and other experts in their respective fields. We work hard, have fun, and believe strongly in our cause. For us, MPOWER’s mission is personal.

As a member of our team, you’ll be challenged to think quickly, act autonomously, and constantly grow creatively in an environment where fast change and exponential growth are the norm. Ideation and implementation happen very quickly. We value feedback and emphasize personal and professional development by providing the resources you need to further your skills and grow with the company. MPOWER is committed to cultivating your strengths and curiosity and helping you make an immediate impact.

MPOWER has been named one of the best fintechs to work for by American Banker for the past 5 years in a row. We are honored to be nominated by multiple agencies and publications for our leadership in Tech, diversity and social impact. We pride ourselves on being a “growth company for grown-ups,” where there are no pool tables but rather great health, education, and maternity/paternity benefits instead. Our team diversity has been recognized as well; we’re one of the most diverse workforces in the world in terms of nationality, gender, religion, age, sexual orientation, and educational background.

THIS IS A FULL-TIME POSITION, BASED IN OUR BANGALORE, INDIA OFFICE. 

THE ROLE 

You will support MPOWER’s capital markets strategy and manage MPOWER’s funding and banking partners to deliver securitizations and other financing vehicles, often working through new ideas and deal structures to secure the best economics for the company. You will also partner internally with finance, data, operations, legal, and risk teams to provide a markets/funding perspective on revenue forecasting, product strategy and operational requirements. Your responsibilities will include but are not limited to: 

• Driving MPOWER’s institutional and retail capital markets strategy, including launching innovative debt structures and building out MPOWER’s securitization capabilities
• Leading end-to-end deals, from initial presentations through operationalizing and documenting structured finance transactions, all the while coordinating with various stakeholders
• Building high-quality financial models to deliver insights critical to the success of MPOWER’s capital markets strategy
• Driving the due diligence process including collaborating with all functional areas to create material and deliver to stakeholders
• Developing and maintaining relationships with external partners—lenders, investors, lawyers, accountants, rating agencies etc

THE QUALIFICATIONS

• Bachelor’s degree in Finance, Economics, Accounting or another analytical field. Advanced degree preferred
• 10+ years of overall experience with proven track record of leading a variety of transactions end-to-end (warehouse lines, whole-loan sales, securitization, etc) 
• Background in structured finance at a bank, fintech or other lending institution, consumer credit experience is desirable
• Advanced Excel modeling skills and fluency in other analytical or modeling tools (SAS, R, VBA, Tableau, etc) is a plus
• Superior verbal and written communication, presentation and facilitation skills with the ability to express complex concepts in plain language to reach broad audiences
• Strong analytical skills and highly comfortable with a tech-enabled environment 

A passion for financial inclusion and access to higher education is a must, as well as comfort working with a global team across multiple-time zones and sites!

In addition, you should be comfortable working in a fast growth environment, meaning a small agile team, fast-evolving roles and responsibilities, variable workload and tight deadlines, a high degree of autonomy, and 80-20 everything.