About the Team USDS Financial Crime Compliance is responsible for overseeing and operationalizing all aspects related to Anti-Money Laundering (AML) and Sanctions Compliance activities related to TikTok USDS's operations. Collaborating cross-functionally with stakeholders across the U.S. and global, we address complex and cutting-edge challenges, which include the identification of money-laundering, terrorist financing and sanction violations. We seek a highly motivated, experienced, and dynamic professional to join our team. To enhance collaboration and cross-functional partnerships, among other things, at this time, our organization follows a hybrid work schedule that requires employees to work in the office 3 days a week, or as directed by their manager/department. We regularly review our hybrid work model, and the specific requirements may change at any time. Responsibilities - Manage the enterprise-wide BSA/AML/OFAC governance framework design, execution, and improvement, leveraging deep knowledge of AML and sanctions-related regulations, money laundering typologies, and industry best practices. - Develop and implement a data-driven Business-Wide Risk Assessment (BWRA) methodology for TikTok Live, TikTok Shop, and other products, evaluating inherent customer, geographic, and product/service risks, assessing control effectiveness, and identifying areas for improvement in collaboration with Business teams. - Build Customer Risk Rating (CRR) and segmentation models to distinguish non-suspicious from suspicious user networks, working closely with Business teams to align on key risk factors. - Conduct New Product Risk Assessments (NPRA) to evaluate new TikTok features and products for BSA/AML/OFAC risk exposure, and deliver actionable guidance to ensure operational, strategic, and regulatory readiness across FCC and USDS. - Lead policy and procedure creation/amendment efforts in response to internal changes or evolving regulatory requirements. - Own and maintain the internal compliance training program across frontline, second line, and leadership audiences, with emphasis on BSA/AML/OFAC obligations in terms of identification, escalation, and mitigation protocols. - Manage and continuously improve the FCC change management process, ensuring comprehensive review and timely execution of updates within defined SLAs. - Monitor regulatory changes and coordinate implementation of required updates with internal teams and external vendors. - Perform special projects and additional duties and responsibilities as required.
Minimum Qualifications - 5+ years of experience in a BSA-specific role at a financial institution or similar, including identification, investigation, and reporting of suspicious activity. - 3+ years of demonstrated experience across multiple AML domains (e.g., KYC, AML transaction monitoring, and sanctions compliance). - 3+ years of experience in compliance/risk management, internal audit, or QA/QC within an AML function. - Strong understanding of key federal banking regulations: BSA, USA PATRIOT Act, OFAC, and FinCEN requirements. - Demonstrated ability to apply knowledge of of trends/typologies in money laundering and fraud schemes to advise strategic direction as well as day-to-day activities. - Demonstrated ability to work collaboratively with cross-functional and global partners. - Excellent research, analytical, problem-solving, and communication skills; ability to synthesize observations into actionable conclusions. Preferred Qualifications - Professional certifications (e.g., OFAC, ACAMS, CIA, CFE). - Experience with automated transaction monitoring and/or case management systems. - Strong written and communication skills, with ability to present findings clearly. - Proven critical thinking and sound judgment in documentation and decision-making along with Exceptional attention to detail and high compliance standards. - Self-motivated, adaptive, and innovative team player with Prior experience mentoring or leading team members.
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