Discover Financial

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

What You'll Do

The Product Professional is responsible for maximizing the value of the product resulting from work of the Team.

Product Professionals are at the center of delivering new products and driving innovation on platforms that improve customer experience, meet customer needs, and create business value while prioritizing "what" the team is working on to deliver value to the customer. The Product Professional is a servant leader and not the manager of team members, has well-rounded job knowledge and helps to coach/mentor others on the team. Structure the work for the team and delegates the work.

Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You'll Do It

• Product Vision: Define and communicate the product vision and strategy to ensure alignment with business goals and customer needs.
• Backlog Management: Create, prioritize, and manage the product backlog to ensure the delivery of valuable features and enhancements.
• Stakeholder Collaboration: Engage with stakeholders, including customers, business leaders, and development teams, to gather requirements and feedback for continuous improvement.
• PI/Sprint Planning: Participate in sprint planning meetings to ensure the team understands the product goals and priorities.
• Progress Tracking: Monitor and communicate the progress of the development team to stakeholders, ensuring transparency and addressing any impediments.
• Release Planning: Plan and manage product releases, ensuring timely delivery and coordination with other teams.
• Continuous Improvement: Foster a culture of continuous improvement by regularly reviewing and updating product processes, practices, and tools.

Qualifications You'll Need

Minimum Requirements

• Bachelors Information Technology, Engineering, Business Administration and Management, Finance, Mathematics, Economics or Statistics
• 4+ years Product Management or Engineering experience in Financial Services or Tech Industry or related

In Lieu of Education Experience

• 6+ years Product Management or Engineering experience in Financial Services or Tech Industry or related

Preferred Requirements

PO specific Expertise Areas ( Experience in one of the below areas )

Infrastructure

• Technical Expertise: Understanding of infrastructure components such as servers, networks, and cloud services.
• Strategic Planning: Ability to plan and prioritize infrastructure projects to align with business goals.
• Risk Management: Identifying and mitigating risks associated with infrastructure changes and upgrades.
• Collaboration: Working closely with BT teams, vendors, and stakeholders to ensure seamless integration and operation.

Fraud

• Analytical Skills: Ability to analyze data to detect and prevent fraudulent activities.
• Knowledge of Fraud Detection Tools: Familiarity with tools and technologies used for fraud detection and prevention.
• Regulatory Compliance: Ensuring that fraud prevention measures comply with relevant laws and regulations.
• Collaboration: Working closely with BT teams, vendors, and stakeholders to ensure seamless integration and operation.

Settlement Capability

• Financial Acumen: Understanding of financial processes and settlement mechanisms.
• Accuracy and Efficiency: Ensuring accurate and timely settlement of transactions.
• System Integration: Ability to integrate settlement systems with other financial systems.
• Problem-Solving: Addressing and resolving settlement discrepancies and issues.
• Collaboration: Working closely with BT teams, vendors, and stakeholders to ensure seamless integration and operation.

Settlement Reporting Capability

• Reporting Skills: Ability to generate and interpret settlement reports.
• Data Analysis: Analyzing settlement data to identify trends and issues.
• Compliance: Ensuring that settlement reporting complies with regulatory requirements.
• Collaboration: Working closely with BT teams, vendors, and stakeholders to ensure seamless integration and operation.

Data Warehouse/ORMB/PULSE Champions

• Data Management: Expertise in managing and organizing large volumes of data.
• Technical Skills: Knowledge of data warehousing technologies and tools.
• Data Integration: Ability to integrate data from various sources into the data warehouse.
• Collaboration: Working closely with BT teams, vendors, and stakeholders to ensure seamless integration and operation.
• Agile Certification - Certified Scrum Master or Scrum Product Owner

Physical and Cognitive Requirements

The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• No required movement about the work environment to complete the major responsibilities of the job.
• No
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally. Ability to communicate in written form.
• Travel Requirements - No

External applicants will be required to perform a technical interview.

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

Application Deadline:

The application window for this position is anticipated to close on Jul-02-2025. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:

The base pay for this position generally ranges between $102,500.00 to $143,300.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave
• Paid Time Off
• 401(k) Plan
• Medical, Dental, Vision, & Health Savings Account
• Short and Long Term Disability, Life, and Accidental Death & Dismemberment insurances
• Recognition Program
• Education Assistance
• Commuter Benefits
• Family Support Programs
• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover, a division of Capital One, N.A., is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).

Positions marked as remote eligible are limited to remote locations within the country in which the position is based.

Applicants must be 18 or older at the time of hire.

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