Visa

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Team Description

Visa Consulting and Analytics (VCA) is the consulting arm of Visa, and drives tangible, impactful results for clients. Drawing on our expertise in consulting, data analytics, digital marketing and economics, VCA solves the most strategic problems for our clients.

VCA is looking for an individual to join our consulting and analytics practice and play a key role in developing and delivering high impact projects with a primarily focus in Chile, as well as other South Cone markets including Argentina, Bolivia, Paraguay and Uruguay. The potential candidate will proactively engage with Visa clients (including issuers, acquirers, merchants, processors, fintechs), by scoping, delivering and implementing projects and solutions with issuers, acquirers and merchants. This person will develop initiatives to promote sustainable and profitable growth, thereby ensuring that Visa is both the preferred brand and unique business partner.

Potential engagements could include definition of strategies and value proposition of products or businesses, portfolio management diagnostics, authorization optimization strategies, assessments of digital product and marketing programs, development of new products with implementation roadmaps,

optimizing client customer servicing processes and overall economics and profitability, among others.

Specific responsibilities include:

• Lead consulting initiatives and contribute to closing engagements by identifying potential opportunities with clients for future engagements.
• Participate with Visa internal teams in regular strategic & planning discussions.
• Address client inquiries and serve as the main contact point for clients and internal questions.
• Manage multiple priorities across various workstreams and projects simultaneously.
• Transform problem statements into proposals with guidance from leadership.
• Participate in developing frameworks, approaches, solutions, and recommendations that effectively and efficiently address the most impactful opportunities and challenges.
• Build solutions and measurable insights that will help clients to grow their portfolios and drive customer engagement in their core business.
• Collaborate cross-functionally (e.g., marketing, sales, risk, innovation) and across global regional teams to execute projects in ways that use the breadth and depth of Visa’s resources.
• Produce insights, analyses, and recommendations to improve client performance, boost growth, drive understanding of client issues and provide strategic mentorship for client priorities.
• Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.

Incumbents applying for the role should be self-motivated, highly analytic individuals who will deliver strategic thought leadership, problem diagnostics and high impact solutions to support client’s growth and performance. Candidates must be able to develop enduring, strategic relationships with clients and across the Visa organization.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD

• Bachelor's degree required – MBA preferred
• 4 to 6 years of management or business consulting (with relevant industry experience in financial services/payment), retail banking/cards management experience
• Problem solving ability with strategic focus on influencing ROI. Understanding of card issuers' P&L and critical factors in driving profitability a plus
• Previous exposure to digital banking and/or digital commerce will be considered an added value
• Technology mindset, digitally curious, up-to-date with digital and technology literature are highly desired
• Knowledge of analytical models applied in data analysis to obtain business insights
• Deep experience in credit risk and/or fraud risk a plus
• Self-motivated, results oriented individual with the ability to handle numerous projects concurrently
• Ability to communicate and write documents in English
• Excellent communication, story-telling and E2E presentation skills (specially by designing, building and showcasing project results packages and delivery materials)
• Great team player

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.