Visa

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Job Description

Team Description

Visa Consulting and Analytics (VCA) is the consulting arm of Visa, and drives tangible, impactful results for clients. Drawing on our expertise in consulting, data analytics, digital marketing and economics, VCA solves the most strategic problems for our clients.

Within VCA exists the Risk Practice, a team of global consultants dedicated to helping our clients grow their businesses through strategic execution and implementation support in the Authorization, Fraud Management and Operational Functions.

VCA team is looking for an individual to join our consulting practice and developing high impact projects for Visa's clients in South Cone supporting VCA Risk Consulting (Authorization, Fraud Management and Operational Functions). This position will be based in Buenos Aires. The potential candidate will be responsible for support and develop the risk and operational consultancies, extracting insights from vast amounts of data (including clients and or VisaNet), performing analysis of trends, finding key insights based on transactional information and qualitative analysis for Visa s clients including issuers, acquirers and merchants. The candidate plays a key role in advising clients on strategies to mitigate financial risks. This position involves leading complex projects, developing risk management frameworks, and providing insights to enhance the overall authorization and fraud risk posture of the client s organization, with a specific focus on payment methods.

Potential engagements could include portfolio management diagnostics, authorization optimization strategies, assessments of current risk policies, development of scores, implementation roadmaps, optimizing client customer servicing processes, portfolio s risk analysis, settlement analysis, operational implementations and migrations, among others.

Responsibilities of the job:

• Client Engagement and Relationship Management
• Build and maintain strong relationships with key stakeholders, including client executives and senior management.
• Understand client needs and tailor solutions to address specific risk-related challenges, particularly in the payment methods industry.
• Act as a trusted advisor and provide strategic guidance on risk management practices.
• Utilize Visa s data and analytic capabilities, technology, and industry expertise to develop the consulting solutions focused on Risk and Operations.
• Relate the performance of KPIs with the management of client´s processes and policies, to deliver recommendations for improving risk management.
• Identify with data and interviews, at a high level of detail, opportunities for improvement in operational value chain.
• Identify relevant market trends by country region, based on a deep analysis of payment industry information.
• Interacting with several internal stakeholders for develop the risk practice under the One Visa framework.
• Perform client-specific analysis on portfolio data including proprietary information, such as customer demographics, activity, spend levels, behavioral scores, financial information, among others.
• Support knowledge transfer to facilitate implementation of recommendations provided.
• Ensure alignment with regulatory requirements and industry standards.

This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD

Preferred Qualifications

• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD
• Experience in consultancy is a must, preferred in financial institutions, fintech or payment methods
• Experience in fraud risk and or authorization management is a must.
• Proven track record of leading and managing complex risk management projects for diverse clients, with a focus on the payment methods industry.
• Experience in operational process for payment methods (settlement, conciliation, issuance, etc) is a plus.
• Experience with fraud detection solutions such as Visa Advanced Authorizations, Visa Risk Manager, Monitor Plus, Sentinel, Lynx, Falcon, among others, is a plus.
• Strong problem-solving skills and the ability to think strategically.
• Knowledge of data visualization tools such as Tableau or Power BI
• Transform data analysis to a business language.
• Strong interest in the future of payments is a must.
• Excellent communication and presentation skills, with the ability to convey complex information clearly and concisely.
• Experience working Microsoft Tools.
• Strong teamwork, relationship management and interpersonal skills.
• Results oriented.
• Bilingual Spanish English (spoken written).

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.