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Department: Personal Loans

Designation: Product Manager 

Product: Personal Loan Overdraft (PL – OD)

Grade: SM/AVP

Job Description and Responsibilities:

  • Develop a comprehensive product strategy, market positioning, target segments, and competitive differentiation
  • Handle core product responsibilities like pricing, regulatory and compliance aspect, process and product notes
  • Conduct market research and competitive analysis to identify customer needs, market trends, and opportunities for product enhancements or new product offerings
  • Collaborate with stakeholders to prioritize features and functionalities based on customer feedback, market demand, and business objectives
  • Product P&L and Lifecycle Management
  • Monitor and analyse product performance metrics, such as revenue, profitability, customer acquisition, and retention, and develop strategies to scale the product profitably and optimize results
  • Work closely with national distribution and marketing teams to develop effective go-to-market strategies, pricing models, and promotional campaigns
  • Ensure compliance with all relevant regulatory requirements and industry best practices for the product
  • Assess and manage product-related risks, including credit risk, market risk, and operational risk, and implement appropriate mitigation strategies working closely with key stakeholders from risk management, legal and compliance

Core Competencies:

  • Educational requirement: MBA or any other equivalent degree
  • Excellent analytical and problem-solving skills, with the ability to interpret complex data and draw actionable insights
  • Exceptional leadership and communication skills, with the ability to collaborate effectively with cross-functional teams and influence stakeholder
  • Strong project management and organizational skills, with the ability to manage multiple priorities and meet deadlines
  • Knowledge of compliance and risk management practices in the financial services industry
  • Familiarity with agile development methodologies and product management tools is a plus

Location: Mumbai (Goregaon East)

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Confirmed 21 hours ago. Posted 5 days ago.

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