Senior Analyst Credit Risk Insights
The Home Loans Product, Pricing & Portfolio Protection team is responsible for the E2E product performance of all our retail home loan products, including product and feature design, pricing, policy and risk management. We aim to deliver simple and easy customer focused products which drive market share and profitable growth.
The Credit Risk team is responsible for proactively managing and optimising the credit risk of the Home Loan portfolio, disciplined in analytics and modelling to drive portfolio strategy. The team is responsible for ensuring the sound credit quality of the portfolio, with an objective of outperforming the market through the economic cycle.
Role and Responsibilities:
The insights you provide will support Home Buying’s objective to maintain sound lending credit in the current environment and to outperform the market through the economic cycle.
Your responsibilities will include monitoring the credit portfolio through:
- Development and enhancement of the credit risk reporting suite;
- Development and setting of Key Risk Indicators, and managing the portfolio within thresholds;
- Conduct analysis to provide forward looking insights and identifying emerging risks;
- Identify opportunities to enhance business rules or credit strategies based on insights and analytics;
- Manage delivery on internal and external requests involving credit risk analytics;
- Champion initiatives that support sustainability of earnings;
- Provide thought leadership and drive a collaborative culture of innovation across Home Buying;
About You:
- You enjoy tackling exciting and challenging business problems.
- You use a combination of commercial thinking and analytically driven results to formulate new ideas for the business.
- You’re driven and love to work with others to solve problems and provide the best possible solutions for your stakeholders.
- You enjoy supporting people within a team and want to help foster a positive and inclusive culture that promotes development and growth
We want to hear from you if you have:
- Stakeholder management and influencing skills and the ability to build rapport.
- Technical capabilities SQL, SAS, R and Tableau (nice to have)
- Excellent written and verbal communication skills.
- The capacity to make sound commercial decisions and solve problems to achieve optimal results.
- Knowledge of risk management principles/measures.
- Graduate and post graduate degrees in business, finance or numerical discipline.
- Tertiary qualifications in Business / Finance / Statistics / Economics or other related area.
- Demonstrated experience in analytics and/or business intelligence.
- Report writing and presentation skills.
- Strong organisation and communication skills.
- Broad experience in Credit Risk management roles.
If you're already part of the Commonwealth Bank Group (including Bankwest), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.
Advertising End Date: 30/04/2021
