Kotak

JOB DESCRIPTION

ROLE: Area Manager – Branch Banking

Grade: M7 / M8 –Vice President (M7) / Senior Vice President (M8)

FUNCTION: Branch Banking-Branch Banking

SEGMENT: CONSUMER BANK

LOCATION:

JOB SPECIFICATIONS

Job Role

• Achieving the Business Objectives for the Area and Meet the Value, Volume and Channel Productivity Metrics.
• Generation of Revenues through sale of CASA, Assets, TFX and Third Party Products like Insurance, General Insurance etc. through Branch Channel.
• Leading team of Branch Managers, Operation Team and Mentoring of Sales teams for the allotted Cluster.
• Enhancement of Deposit Pool from Customers.
• Regulatory compliance & Manpower planning.
• RM & RO Channel Productivity Improvement.
• Driving Service Quality parameters across Span.
• Manage Productivity, Morale of Branch Personnel.
• Establishing Standards and Delivery of Customer Service.

Job Requirements

• Relevant Experience in RL Branch Banking with Team Handling Exposure.
• Excellent Written and Oral Skills.
• Analytical Skills.
• Ability to Influence People in Different Departments.
• Strong Relationship Orientation.
• Should be an Excellent Team Player.

PERSONALITY TRAITS & REQUIRED SKILLS:

• SHOULD HAVE THE BUSINESS ACUMEN TO SPOT THE OPPORTUNITIES AND MAKE A BUSINESS CASE TO PENETRATE THE MARKET BY PREPARING CATCHMENT SPECIFIC STRATEGY
• ABILITY TO ENGAGE WITH VARIOUS CHANNELS ACROSS CONSUMER BANK AND LEAVE A POSITIVE IMPACT IN EVERY INTERACTION
• MUST BE AN EFFECTIVE COMMUNICATOR. NEED TO HAVE GOOD ARTICULATION SKILLS
• BLEND OF SERVICE AND SALES ORIENTATION
• SHOULD POSSESS GOOD ANALYTICAL & PRESENTATION SKILLS.

QUALIFICATION:

• Graduation – Compulsory.
• MBA / PG – Preferred.
• AMFI / IRDA Certification – Preferred.