American Express

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

• Support the internal audit process, including all requirements for audit planning, execution, reporting and discussions with partners on any potential audit findings.
• Ensure quality of audit documentation, in compliance with the internal audit standards, regulatory expectations and IAG policies and procedures.
• Effectively challenge the First- and Second-line Management to ensure that the key governance, risk management and internal control processes are adequately designed and operating effectively.
• Remain current on key regulations in Germany and across EMEA markets and changes within the industry that may impact audit coverage/audit plan.
• Execute continuous business monitoring with an external perspective and an enterprise approach.
• Validate management’s corrective actions to address audit findings and regulatory gaps. This involves reviewing applicable regulatory requirements, assessing/confirming compliance gaps, and evaluating management’s remediation activities to confirm that the regulatory requirements are effectively and sustainably addressed.
• Develop ideas and implement data analytics in support of the department’s NextGen initiative.
• Develop effective partner relationships and have a solid understanding of the Company’s business model, its products, services, and organizational units. Identify and calibrate the primary sources of risk and design effective audit test plan to assess the control environment. Lead meetings with internal and external stakeholders.

Minimum Qualifications:

• Bachelor’s degree in accounting, economics, or finance.
• 8+ years of relevant work experience in internal control and risk management in the internal audit department, consulting or external audit in the financial sector.
• Experience validating internal controls and deep understanding of risk assessment concepts to assess and challenge the existing controls framework.
• Strong written and verbal communication skills – both in German and English - that deliver quality, actionable and impactful feedback to management on potential control issues and solutions to close gaps.
• Proven ability to work independently and to coordinate less experienced team members in a way that encourages, develops, and delivers results.
• Effective project management skills, ability to manage competing priorities and employ creative thinking to support multiple projects.
• Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), and scorecards/dashboards. Ability to break-down a complex problem into components, solve them using data analysis, process knowledge and risk/control knowledge, and communicate data analysis, issues and control recommendations with transparency and integrity.

Preferred Qualifications:

• Relevant Audit professional certifications are preferred, such as Certified Internal Auditor (CIA), Certified Information System Auditor (CISA), etc.
• Interest in working with data, interpreting results, analytic best practices and experience with data analytics tools and data visualization is a plus.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
• Onsite and online Healthy Living activities, including insightful health and workout webinars, as well as an array of in-person screening opportunities (i.e. skin cancer screening, eye screening, diabetes screening and more!)
• Onsite Healthy Living room for exercise activities or relaxation programs with onsite shower room facility. Relaxation programs include regularly scheduled massages!
• Inclusive and helpful parental perks including first aid rooms for breastfeeding privacy, emergency back-up childcare services and childcare allowance.
• Optional on-site visits from Occupational Doctors for workplace health consultations.
• Free and confidential counselling support through our Healthy Minds program
• Career development and training opportunities

Amex Flex provides flexibility for colleagues to thrive personally and professionally while ensuring we preserve the important benefits of our unique in-person culture. In Germany, we have an agreement with the works council with specific guidelines for Amex Flex. Depending on the role and business needs, colleagues will either work onsite, in a hybrid model or fully virtual.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.