Glacier Bancorp

About the Role

Summary

The Customer Due Diligence BSA Officer is a vital resource for the organization’s compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC program, policies, and procedures in order for the bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA audits and exams.

This is a Corporate position which may be located at an available bank division location across our eight-state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. The entry rate for this position is $58,011.68/ per year (calculated for Kalispell, MT).

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY range: $63,187.86 to $94,781.80 a year.

Description

• Review clients for CIP, CDD, and EDD. Review, analyze and maintain monetary instruments and logs.
• Coordinate the development, implementation, and ongoing monitoring of a division’s day-to-day compliance with BSA/AML/OFAC requirements. Work with operations units to investigate transactions that are suspicious in nature. Work cooperatively with local, state, or federal authorities to investigate suspicious account activity. Analyze account data for suspicious activity using the AML monitoring system.
• Maintain an understanding and working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including; teller functions, new accounts, wire transfers, electronic banking and letters of credit. Ensure that training is kept current on BSA/AML/OFAC regulations.
• Assist the corporate BSA officer in developing and maintaining standard procedures to detail the bank’s efforts to comply with BSA/AML/OFAC requirements. Perform administrative functions including, but not limited to, ensuring policy revisions are reviewed, understood and clearly communicated to all division employees, and that recordkeeping requirements are followed regarding BSA/AML/OFAC related areas.
• Review a variety of lists as assigned such as High Risk Customer lists and 314(a) Suspect Match lists. Review OFAC customer identification and transaction interdiction software daily for accuracy.
• Monitor accounts for possible SAR reporting, researching and creating SAR’s when needed. Serve on the corporate SAR review committee. Report SARs to FINCEN in a timely manner.
• Serve as a point of contact and provide support (i.e. data gathering) to internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner.
• Review, file and monitor CTR reporting. Assure CTR exemptions are analyzed, maintained, reviewed annually and documented properly. File accurate reports with the Department of Treasury according to the required timelines.
• Assist in the development of BSA training materials and program. Facilitate and ensure; all employees are scheduled for annual training, new employees receive training within 30 days of start date, and new front line employees complete BSA training before working on their own. Keep the consolidated training tracker up to date.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Required/Preferred

Education Level

Description

Required

A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.

Preferred

BSA Certification, such as CBAP.

Experience

Required/Preferred

Experience Level

Description

Required

Minimum of 3 years banking experience with an emphasis on CIP, DD, and New Accounts.

Required

Minimum of 2 years of experience with Jack Henry’s 4/Sight, Synergy, Vertex and Silverlake or similar systems.

Required

Minimum of 2 years of investigations experience, preferably in security, fraud, or anti-money-laundering.

Would an equivalent combination of relevant education and work experience be considered?: Yes

License/Certification

Required/Preferred

License/Certification

Description

Required Skills and Abilities

• The ability to motivate or influence internal or external senior level professionals is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogues, as well as a professional level of written communication skills are essential to the position.
• Moderate computer skills, with working knowledge of word processing, excel spreadsheets, ten-key, and general computer applications.
• Working knowledge of standard office equipment.
• Knowledge of BSA/AML/OFAC regulations.
• High degree of attention to detail as well as excellent organizational skill(s) to perform in a fast-paced environment.
• Must have ability to prioritize and organize heavy workload(s) and demonstrate effective time management skill(s).
• Must have the ability to work in a professional manner and consistently demonstrate courtesy, customer service, and tact in a fast-paced/deadline-oriented environment.
• Ability to work quickly, independently, accurately and make decisions based on regulation(s), company policy(s), knowledge and experience.
• Ability to understand and follow complex written and oral instructions.
• Ability to communicate effectively verbally and in writing.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be capable of regular, reliable, and timely attendance.

Additional Requirements

Travel

Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions

Environment: Indoors, a climate-controlled shared work area.

Noise Level: Minimal noise.

Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical Activities

Frequency

Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.

Infrequent – rare.

Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.

Infrequent – rare.

Crawling: Moving about on hands and knees or hands and feet.

Infrequent – rare.

Crouching: Bending the body downward and forward by bending leg and spine.

Infrequent – rare.

Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.

Infrequent – rare.

Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.

Daily.

Grasping: Applying pressure to an object with the fingers and palm.

Infrequent – rare.

Kneeling: Bending legs at knee to come to a rest on knee or knees.

Infrequent – rare.

Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position.

Infrequent – rare.

Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.

Infrequent – rare.

Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.

Infrequent – rare.

Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers.

Daily.

Stooping: Bending body downward and forward by bending spine at the waist.

Infrequent – rare.

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.

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