CVS Health

At CVS Health, we’re building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.

As the nation’s leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues – caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.

Position Summary: Ideal candidate will be responsible for independently conducting credit analysis and providing timely buy/sell/hold recommendations of corporate credits for the Investment Grade and High Yield portfolios. Will be responsible for preparing timely, written analyses on individual credits, sectors, or events. Monitor global macro-economic conditions, broad sector performance expectations, yield curve expectations, internal/external business conditions, and market technical. Provide in-depth knowledge on covered credits and maintain on-going dialogue with Investment Grade and High Yield portfolio managers on investment strategy in a collaborative team environment.

Required Qualifications

Independently conduct credit research including corporate credit analysis, industry, structure, workout, and country analysis.

Conduct thorough analysis of corporate financial statements and assess relative value of security and company investment opportunities.

Provide timely buy/sell/hold recommendations to Portfolio Managers, taking into account total exposure, maturity, and relative value considerations.

Provide in-depth knowledge, serve as internal sector expert, and maintain on-going dialogue with Portfolio Managers on investment strategy in a collaborative team environment.

Evaluate and interpret current or potential bond holdings relative to a portfolio strategy and recommend appropriate actions based on portfolio requirements.

Evaluate corporate fundamentals and industry trends, key operating metrics, business quality, and competitive position incorporating ESG fundamental factors in the overall analysis.

Attend industry and company conferences, interacting when appropriate with corporate borrower management teams as part of ongoing due diligence process.

Prepare timely, written analyses on individual credits, sectors, or events.

Concisely presents facts, analyses, conclusions, and recommendations.

Maintain extensive relationships with contacts at rating agencies, Wall Street firms, and other outside sources to obtain external views on individual credits or industries.

Responsibilities & Estimated % of Time

1. Act independently to target time in appropriate areas to assess and recommend investments for the fixed income portfolio, both new issuance and secondary issuance based upon market factors. Including quarterly earnings assessments as well as ongoing market changes. 50%

2. Ongoing report documentation as required of company earnings, industry changes, structured product issuance and/or country political and economic conditions. This may include presentations for other groups as needed. 25%

3. Review financial and market conditions for approval of commercial paper investments in accordance with internal guidelines. 10%

4. Prepare for quarterly reports, including problem loan meeting. 10%

5. Integrate sustainable investment strategy into credit research analysis. 5%

Education

Bachelors Degree or Equivalent Experience

Prior Relevant Work Experience

7 to 10 Years Experience

Essential Qualifications and Functions:

Undergraduate studies in Finance, Investments, Accounting, Economics or Mathematics

Strong analytical and financial modeling skills

Solid communication skills

Preferred Qualifications:

Direct experience in Technology, Media and Telecommunications sector.

• This is a hybrid role located in Hartford**

Pay Range

The typical pay range for this role is:

$130,295.00 - $260,590.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. This position also includes an award target in the company’s equity award program.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits – investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

• Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan.
• No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
• Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

We anticipate the application window for this opening will close on: 07/28/2025

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

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