Senior Credit Analyst


Company Type


·         Facilitate discussion with BU’s commercial and provide guidance for proper credit support/withdrawal; review effectiveness of credit support to customers

·         Perform independent counterparty assessments on credit requests;

·         Approve credit exposure request within the delegated approval authority;

·         Ensure proper documentation in place as required by policy and  approval

·         Work closely to relevant stakeholders to explore and implement proper risk mitigations and financial solutions for customers;

·         Perform customer visit to develop understanding of the market and business requirement and demonstrate such understanding in his/her credit decision

·         Actively and timely work with the commercial team in high/moderate-risk highlights and debt repayment plan of overdue/bad debt customers.

·         Frequently meeting with the stakeholders of his/her portfolio to discuss credit issues and or future requirement;

·         Work closely with legal and commercial teams in litigation cases (if any) and follow up bad debt recovery

·         Work with commercial team and remaining Finance function to achieve assigned targets

·         Ensure self compliancy to the counter-party risk policies in the day to day activities and develop other stakeholders’understanding of the policies and processes by performing trainings and updates- both formal and informal.

·         Actively monitor and oversee the assigned customer portfolio e.g. overlimit and past-due; analyse aging and AR trend of the portfolio to ensure credit targets and working capital metrics are met;

·         Prompt and accurate delivery of month-end credit report and provide insights on the key changes to the portfolio performance

·         Provide timely alerts to the credit manager on key industry and or social economic events in the locations and give analysis on potential impact to the portfolio;

·         Ensure accurate and prompt update of customer credit information in the system and master file as per the credit approval

·         Provides input and  drive continuous improvement in systems, processes and procedures. Evaluate and communicate for change;

·         Activiely and work closely with CBS Finance Team during credit migration and process improvement

·         Other ad-hoc project as assigned by Credit manager


·         Bachelor degree in Business, Finance and Accounting or related field

·         Minimum 5 years working experience in assessing credit risk and/or financial analysis in manufacturing or banking sector

·         Expertise in financial statement analysis, financial ratios, risk assessment and account reconciliation

·         Credit & collection system experience as well as dealing with legal cases are preferable

·         Corporate banking experience is a plus

·         Strong interpersonal and effective communication skills, excellent business partnering and connecting with multiple functions/stakeholder groups

·         Strong analytical skills- expertise in financial analysis, financial ratios, risk assessment and management

·         Proficiency in Microsoft Office applications (Word, Excel, Access, etc)

·         Flexibility and effective collaboration

·         Customer focused

·         Fluent English (spoken & written)



Primary Location







Day Job

Hiring Manager

UyenThi Nu Nguyen


Indirawati Suripto Senior Professional FIN_CPR_I_5 - SENIOR CREDIT ANALYST Jan 19, 2018 In the country of posted position

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Confirmed 4 minutes ago. Posted 30+ days ago.

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